Who we are
Life is full of twists and turns—and the right protection can make all the difference. At United Individual Solutions, we help people take control of their financial security with personalized life and health insurance designed to fit their goals, budget, and lifestyle.
Our mission is simple: to make quality coverage accessible and understandable. By partnering with top-rated insurance carriers, we offer a variety of individual plans—from health and life to disability and supplemental options—so you can choose the protection that gives you real peace of mind.
We believe insurance should work for you, not confuse you. That’s why our advisors take the time to listen, explain, and guide you through every step—from comparing plan options to completing enrollment. We make it easier to understand your choices and feel confident in your decisions.
And as your needs change, we stay by your side. Whether you’re adjusting coverage, managing a claim, or simply reassessing your goals, we’re here to make sure your protection continues to grow with you.
At United Individual Solutions, our focus is on more than policies—it’s on people. We’re here to help you protect what matters most, today and for the years ahead.
Meet the team
Joe Krivelow
Founder
William Morrissey
Vice President
Our team brings together decades of experience and a shared commitment to helping individuals protect what matters most. With more than 200 years of combined expertise in life and health insurance, our advisors have guided thousands of clients through every stage of their coverage journey. We draw on deep industry knowledge, trusted carrier relationships, and a genuine passion for service to provide clear, confident guidance. At United Individual Solutions, you can trust that you’re working with professionals who understand the industry inside and out—and who care as much about your wellbeing as you do.